HMOs told not to discriminate against people living with HIV

MANILA, Philippines – The Insurance Commission (IC) issued guidelines for health maintenance organizations (HMOs) regarding the assessment of risks of individuals with the human immunodeficiency virus (HIV) to ensure that these persons are not deprived of health coverage.

"Despite free antiretroviral treatment, the lack of HMO coverage for persons with HIV continues to be a source of economic strain to them and their families," said Insurance Commissioner Dennis Funa. (READ: [OPINION] I'm complicit in the rise of the HIV epidemic – and so are you)

Ralf Rivas

A sociologist by heart, a journalist by profession. Ralf is Rappler's business reporter, covering macroeconomy, government finance, companies, and agriculture.